Financial advice for retirees

Are you planning to just get by or are you planning to live your retirement life? Many worry about running out of money. Starting your retirement planning sooner rather than later can make a difference. You’ve worked hard to enjoy your retirement – so make sure you the most of it!

Working with an adviser can help you work through and give you peace of mind about a host of issues.

Superannuation

You’ve worked hard for it – now the challenge is getting the most out of it!

● Lump sum versus pension
● Superannuation legislation changes
● Inside super versus outside super

Retirement planning 

With recent changes, you now have more options to retire than ever before!

● What are my options?
● Transitioning
● Full retirement
● Centrelink

Investment 

Funding your retirement income is an important consideration.

● Retirement income
● Cashflow management
● Investment structures

Insurance

Don’t let your hard earned assets slip away – protect them!
 
● Car
● House and contents

Taxation

Make the most of your opportunity to enjoy a tax-free retirement income.
 
● Investment reporting
● Tax legislation changes
● Tax benefits (through structures)

Redundancy

Being made redundant especially after years of service is a very emotional experience. There are opportunities though – and the upside is they might help fund a better retirement lifestyle.

● Funding your retirement

Estate planning

Seeking and implementing advice can provide peace of mind in the event of the unexpected. There are also opportunities to make sure your children and grand children get good financial advice in relation to the assets you leave them.
 
● Trusts
● How do I distribute my estate fairly to my family and other beneficiaries?
● Binding nominations versus Trustee decision
● Intergenerational wealth management issues

Legislative/ Government changes 

There are lots of opportunities you can put to use, let an adviser show you how to make the most of them for your situation.

● Government policy
● Age pension changes
● Centrelink benefits

A brighter future.®

Planning for your financial future should be a positive experience and that’s where we can assist. We can help you work through your financial goals and objectives to identify your options and provide you with tailored solutions.

By taking control, you increase the likelihood that you will achieve your financial goals. 

No obligation, just an offer to see how we can assist
Financial Services Partners are pleased to offer you an obligation free appointment to discuss your financial goals and needs.  Simply select 'Contact an Adviser' from the menu to find your nearest Financial Services Partners adviser.